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Digital Assets are generally traded in unregulated markets and carry significant risks. Digital Assets are not generally issued or guaranteed by any central bank or a national, supra-national or quasi-national organization, and there is no guarantee that such Digital Assets may operate as a legal medium of exchange in any jurisdiction. Supply is determined by a computer code, not by a central bank, and prices can be extremely volatile. Digital Assets generally gain their value on the basis ofthe innovation that a particular Digital Asset offers and the dedication and competence of the team supporting it. These development teams range from a single person to an entire team of dedicated developers. Successful Digital Assets generally develop a dedicated community that supports and contributes to the growth of the currency. Digital Assets that do not develop an active following will generally not increase in value. Digital Assets are speculative and, consequently, you may realize a partial or total loss on all or part of your investments in Digital Assets.